Apply Quick Form


SALARIED PROFILE: Applicant and co-applicant

  • Last three months pay slip
  • Last six months salary bank credits
  • Appointment letter with CTC details
  • Additional income proof Bonus,Incentive,Etc. One year proof,
  • If salary hike proof of letter
  • If less than one year experience in present working company previous working proof required for last 3 years

    • If Deputaion salary credit statement required for the period
    • Qualification proof - if any Graduate or PG
    • HR mail ID and contact number required or Admin ,reporting managers
    • Two references required one from office and one relative
    • Form -16

    Property Papers

    • Parent documents of the property (first sale deed)
    • Approved plan (CMDA OR DTCP OR PATTA) for all proposals
    • Upto date EC with continue years from first sale deed registration
    • If MODT reflected in EC (cancellation of MODT and receipt copy) required
    • Sale Agreement for resale and builders purchase
    • Sale & construction agreement for builders purchase and self construction
    • self construction - Estimation required
    • if more than 15 years old resale building property tax receipt required
    • if sub division in the property -sub division approval copy required with plan
    • if any power holder in the property at the time cheque cut NOC required from the land owner or property owner


    • Loan Track for all loans live
    • Loan debited bank accounts
    • If Home loan Balance Transfer Outstanding letter as on date and LOD details
    • All loan closure proofs required if any loans reflectiing in cibil still live or overdue ,writteoff


    Home loan in Chennai Eligibility and Documents

    • You are an Indian Resident
    • You are at least 28 years of age when the loan is sanctioned
    • The minimum Loan amount is Rs.50 lacs in case of Delhi and Mumbai, Rs.40 lacs for Bangalore, Chennai and Chandigarh and Rs.25 lacs for all other locations

    Self Employed Individual

    • Application form
    • Photograph
    • Identity Proof
    • Address proof
    • Signature Proof
    • Date of Birth Proof
    • Income Details - IT Returns & Balance Sheet & P/L Account statement for the last 2 years
    • Business Continuity Proof for 5 years
    • Bank Account Statements for the last 6 months

    *Kindly note that the list of documents mentioned is indicative. During loan processing additional documents may be asked for .The same will be appropriately communicated to you as and when required.

    Home loan in Chennai Features and Benefits

    We deploy technology and apply innovation to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with Home Loans from Bajaj Finserv. Most of these features are industry firsts and come only with our portfolio of offerings. Read on to know more:

    Total Loans

    A unique offering to our Home Loan customers who are buying ready to occupy property. While we fund your dream home we also understand that you need to spend on the fixtures and fittings to make the place yours. As a part of the overall package, we offer you a separate amount exclusively for this.


    If you have purchased your property within last 12 months by using own source of funds, you can avail of our refinance option and take a loan up to the registered value of your property.

    Part Prepayment facility

    You can prepay any amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.

    Prompt Repayment Benefit

    Get rewarded for keeping your commitments. Enjoy the exclusive Prompt Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs without any delays, you will get 0.5% of the annualized interest amount paid back to you. This facility will be available for the first three years of your loan tenure and will be paid at the end of every 12 months, subject to your paying the preceding 12EMIs paid on time.

    Home Loans

    • What are the documents that I need to submit when I apply for the loan?

    The primary documents that have to submitted are: Application form with self attested photograph

    • Identity, Age & Residence Proof
    • Bank Statement
    • Income Documents
    • Processing Fee Cheque
    • Property Papers

    There may be additional documents that are needed, details of which would be given to you at the time of application.

    • What are the maximum and minimum loan amounts that can be availed?

    The loan amount can go up to Rs. 10 crore, depending on your repayment capacity, and the city where the loan is disbursed. The minimum loan amount that can be availed is Rs. 5 lakhs.

    • Who all can be co-applicants on the home loan?

    You can include your immediate relatives (spouse, parents, or children) as co-applicants on the loan. Siblings can be co-applicants if they are co-owners to the property. You also have the option of including proprietor concerns, partnership firms, private limited companies, and closely held limited companies as co-applicants.

    • What is the amount of processing fees that I have to pay?

    Processing fee would vary from 0.5 % - 1.50% of the sanctioned loan amount depending upon the scheme you opt for.

    • How long does it take to get a sanction for the loan?

    After you have given us all the relevant documents, you can get a sanction for the loan within 5 working days, under normal circumstances.

    • If the property is under construction, and I have not taken full disbursal, what options do I have regarding payment of EMI?

    You have the option of paying either pre EMI (interest on the amount of loan disbursed thus far) or full EMI during this period.

    • How is the interest on my loan calculated?

    The interest is calculated on a daily reducing balance and is charged with monthly rests.

    • Having taken a home loan, can I take a top-up loan without offering any additional security?

    Yes. Once you have completed six months of repayment on your home loan, we offer you the option of applying for a top up loan, over and above your existing home loan.